Keep your savings from going up in smoke...

Let me preface this with the fact that I used to smoke, and I know its not easy to quit.  I lowered the amount I smoked every day to about 5 cigarettes, but just couldn't seem to quit. I needed a prescription to help me finish what I started.  But in the long run it has worked great for me, I haven't had a cigarette since December 25th 2007, it was my subconscious Christmas gift to myself.  I didn't pick a quit date like they tell you to because that would have just set me up to fail; if I smoked on my quit date I would have just said "oh bummer I blew it" and I would still be smoking today.  Instead, I just got busy and involved in the day and before I knew it it was time for bed and I hadn't smoked all day, and finding out it didn't cause me to have a seizure, pass out, or even break a sweat?   Well that revolution has kept me from going back, OK, that and the money, which is why I am writing this blog. 

I started smoking when I was 17 and when I was smoking at the start of 2007 I was up to two packs a day, and at $5.00 per pack (the price back then) it was costing me $3,650.00 per year to smoke, then throw in the Doctor bills from when I would get Bronchitis and I was well over $4,000.  Now Cigarettes are up to $6.50 per pack and probably going up again after the New Year, making smoking a very expensive pass time.  If you are thinking 2011 is your year to quit the habit here are some options.

Nicotine replacement is a popular over the counter option and will help curb your cravings.  These aids include patches, gums and lozenges.  Most folks have heard of Nicoderm CQ, the program that helps you quit in stages over time, if you would like to give this method a try they have a very helpful web site that will help you customise a plan that fits your needs.  They are also offering a $7.00 coupon as well as a sample patch (which doesn't contain any nicotine) to see how your skin reacts to the adhesive.  If you decide you want to give the gum or lozenges a try the Nicorette web site has quit plan and it can be customised just for you, they are also offering a $7.00 coupon for their products.  As per the American Heart Association; "Nicotine replacement therapy (NRT) has been shown to be safe and effective in helping people stop using cigarettes when used as part of a comprehensive smoking cessation program"  Be sure to check out programs that are in your area, you can check with your health care provider or contact the American Heart Association for more information.

If you have tried the nicotine replacement in the past with limited or no success then you can ask your Doctor about a prescription.  Its important to talk to your Doctor to see which type of medicine will work for you, the drugs in the Bupropion class are a form of an anti depressant and include both Wellbutrin SR, Wellbutrin XL as well as Zyban.  Wellbutrin now comes in generic form so you can find it at a lower cost if this is the product that will work best for you.  Wellbutrin and Zyban are both made by GlaxoSmithKline who offer prescription programs that make their medications free or almost free to people that qualify, there are a few different plans on their website.  The other popular medication is Chantex which actually blocks the receptors in the brain which in turn makes the cravings stop.  (This is the medication I used)  It is put out by Pfiser who has a great Chantix web page that will help you understand how it works and create a quite plan for you.  They also have a coupon available for $30.00 off. 

In Minnesota we have a thing called Quite Plan that is run by the state, its a place where you can talk to a coach over the phone or use the online tools to help you get started and help keep you on your path towards your goal.  If your state doesn't offer anything then check out the US web site SmokeFree.gov for information and tools.

I hope you all have a great weekend!

C.Q.

Its that time of year again....

Happy New Year to everyone!! Its time for your new years resolution again. Most people give up their resolutions by March so keep your goals in the realm of something you can accomplish, don't set out to take on the world.

The top goals for new years for most people are to stop smoking, loose weight, get more organized and reconnect with old friends. Maybe these little gems will help you stay on track......at least until April.

If your going to quit smoking that's wonderful!! It can be hard but the savings are tremendous, I not only saved on what I spent for cigarettes when I quit 2 years ago, but also saved about 1/2 of my health insurance premium as well, the there were also less trips to the Dr. for bronchial related problems. I have saved an estimate of $4350.70 in just 2 years, that's a vacation!! I quit using Chantex that my Dr. prescribed, if this is something you would like to try there's a $30 coupon to bring to the pharmacist on the lower section of their web page. If you would like to try without a trip to your Doctor then give Nicorette a try, they have a $5.00 coupon available as well as information about their quit rewards. There is also the Nicoderm CQ patch, they have a $7.00 coupon as well as a free sample available by mail on the front page of their web site and they also have a rewards program.

If you want to start loosing weight for 2010 there are some places that are offering discounts for their programs, such as Weight Watchers, who are waiving their registration fee through March (the offer is near the bottom of the page), Nutrisystem, which will give you two weeks free when you sign up and Jenny Craig, who is running a special of loose 20 pounds for $20 plus food. Of course to be true to myself I am including the totally free site of Diet.com where you can find great recipes and information as well as exercise information, all without the cost of the name brand plans.

Looking to get organized in the new year? Two of the best tools for organization is a good set of shelves and a garbage can. If your cleaning out your attic, basement or store room and find something you haven't used in two years set it aside to give to a friend or donate, if its not in good shape throw it away. I have a ton of things I put in the store room vowing to repair then never do, they take up way too much valuable space so I try to throw them away or fix them immediately when I find them in there. Right now The Container Store is having their annual sale, 30% off all their Elfa shelf systems for you closets and storage areas, there is also a coupon code of WR4809 that will save you 20% off any non sale items.

Have you lost contact with your friend from high school or college and want to reconnect? Why not make it really mean something special by doing it with a beautiful card. Now days it can be so easy to send an email or make a phone call or even a text; but its so much more personal to send a card with a note from your heart. You can find some amazing cards and stationary at Lemon Tree Cards, Shelley has every card you can think of and if she doesn't, she will make it for you. If you need a return address stamp or just a stamp to make your envelopes stand out in the bunch, you can contact Bernie at The US Rubber Stamp Shop and she will get you what your looking for, if you are looking for something that you can't find on the site be sure to call the shop.

Hope this gets everyone on the right path for your new years resolution. Thanks for your readership in 2009, be sure to spread the word in 2010.

C.Q.